¹Value added benefits included in all membership levels are not provided by or affiliated with Metropolitan Life Insurance Company.

²For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.

³Covered only if related to an illness, injury, or medically necessary

⁴Grief counseling services are provided through an agreement with TELUS Health, an unaffiliated third-party service provider. Grief counseling services provided by TELUS Health are separate and apart from the insurance provided by MetLife. Not available to NY residents.

⁵ Covered only if recommended by a vet for illness, injury, or prevention

⁶Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

⁷Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors. Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor’s policy or coverage, please contact them or their representative directly.

⁸Examples are for illustrative purposes only. Please note that these examples do not include or account for any premium expense required to pay the pet policy.Actual premium rates may vary based on pet age breed, location, deductible, reimbursement rate, and annual limits you choose. Examples are based on covered expenses on a policy with a 90% reimbursement after meeting a $250 deductible.The pet policy issued by MetGen is the governing document with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policy to determine coverage in each individual case.